Explore all the powerful features Substrak offers to securely manage your money, subscriptions, and financial goals without linking to your bank account.
Manage your money through natural conversation. Our advanced AI Copilot understands your unique financial history. Use it to scan for duplicate charges, ask for budget projections, or simply record a grocery expense using voice-to-text. It acts as a personalized advisor to help you find savings.
Keep track of all your recurring payments in one place. Categorize subscriptions and view your total monthly outlay. Perfect for managing streaming services, software utilities, and digital memberships across over 100 currencies.
Never pay a late fee again. Substrak sends you timely notifications before your bills are due via Push Notifications, Email alerts, or WhatsApp messages. We also alert you 2 days before a free trial ends so you can cancel in time.
Your financial data belongs to you. We don't link to your bank account or sell your data to third parties. Every entry is manually added for your peace of mind and stored securely on the cloud for synchronization across your devices.
Keep your finances organized by creating separate workspaces for your personal life and your small business. Schedule vendor payments, track office expenses, and monitor cash flow independently.
Visualize where your money goes with interactive charts that break down your spending by category. Additionally, set custom savings goals and let Substrak allocate your monthly budget surplus toward them with visual progress tracking.